Drug And Alcohol Rehabs That Accept Anthem Health Insurance
If you have insurance through Anthem Health Care your plan may cover a significant portion of substance abuse treatment. In order to obtain and use these benefits to their maximum potential, it’s important that you understand the specifics of your Anthem Health plan. In doing so, you’re taking charge over your care, and taking steps to ensure that you or a loved one has better access to the most effective addiction treatment options which exist today.
Athem’s Is Committed To Person-Centric Care
Person-centric, individualized care is a critical component of effective drug and alcohol addiction. Anthem’s perspective on healthcare backs this up; they state that their “model of care is really a holistic approach to care. And it allows for us to evaluate each patient individually to assess their needs—all their needs, not just the medical needs.”
Anthem’s benefits offer these personalized healthcare options to 4.58 million members. Anthem insurance is also offered through Anthem Blue Cross and Blue Shield, services which include employer group plans, individual and family plans, and Medicare and Medicaid plans.
Addiction Treatment Coverage Under Anthem Health Insurance
Most insurance plans have guidelines which limit the amount of treatment you receive under your benefits. Two ways this occurs is by limiting the number of days you’re able to stay at a facility or by capping the amount of coverage paid for each day.
In other instances only a certain percentage of your treatment may be covered. For example, your benefits may only cover treatment for 30 days; if you desire a longer program you will be responsible for paying for the additional days beyond this.
If you pursue inpatient treatment, program lengths are usually 28 to 30, 60, 90, or 120 days long. There are even programs which last a year or longer. Should your coverage not extend to the full amount of time you’re interested in, consider looking for additional ways to pay for treatment.
Though shorter programs do offer great benefit, and help many individuals achieve sobriety, your chances of obtaining deep healing and long-lasting sobriety increase with treatment which is 90 or more days.
Inpatient drug rehabilitation not only provides you with a longer, more in-depth mode of treatment, it also protects you from harmful triggers present during outpatient treatment which could precipitate relapse. Consider outpatient treatment after inpatient rehab, as a way to gradually reintroduce yourself into your newly sober life.
In general, certain plans may stipulate that you meet your yearly deductible before your benefits apply, while others have a certain copay, or fixed amount, which you must pay. Each plan offers different benefits which will in turn have different deductibles, copays, and restrictions on treatment.
Insurance typically breaks your treatment down into three categories: detoxification, outpatient treatment, and inpatient drug rehab. Your Anthem plan may limit the amount of care received in these ways.
Further, should any medications be necessary during treatment (such as for the purpose of a medically-supervised detoxification), certain prescriptions may be covered, whereas others are not. To find out what your preferred medications are, and details concerning your benefits, you can contact Anthem directly, or let us advocate on your behalf. It is important to note that Suboxone is covered under most Anthem plans for individuals getting treated for an opioid addiction.
Using Your Anthem Health Insurance To Pay For Rehab
In order to access your insurance coverage for substance abuse treatment, certain insurance carriers require that you document proof of your addiction.
In order words, they may request that you furnish them with medical records or communications from medical professionals which support your claim of needing treatment. This is especially important if you require a medically-supported detox. In fact, requiring this care may help to show that your situation is in fact medically necessary.
If this is the case, you’ll want to get working on this as soon as possible, so that you’re not waiting for treatment in your time of need. The good news is that a clinical assessment may be sufficient enough to portray that inpatient treatment is medically necessary.
If you’ve already selected a facility, the intake process should include this, however, if you’re yet uncertain about where you’d like to go, various medical professionals may offer this evaluation as part of their services.
Your insurance coverage can actually help you narrow down your treatment options. Our staff can help you to identify treatment providers which accept Athem Health Insurance. Once you’re aware of your plan benefits, and how they can best be used, it’s time to make your selection.
Selecting a treatment facility which accepts Athem can make your money go farther, so that you’re able to attend drug or alcohol rehabilitation. Should you feel your insurance coverage is not enough, we can help you to examine other options, including treatment financing, sliding fee scales, and scholarships and grants.
Selecting The Right Treatment Plan For Your Needs
Effective treatment begins with the right treatment plan. And the right treatment plan starts with a careful assessment of your life, addiction, and health. A clinical assessment may seem intrusive, but remember, it’s this information that will not only help you to get the care you need, but the right care for your unique needs.
While you’re working to identify your treatment needs, it can be helpful to consider the following things:
- What drug or drugs are you seeking treatment for?
- How long have you been using the drug (including alcohol) for?
- What is the severity of the abuse or addiction?
- Are there any medical conditions you’re currently facing?
- Do you have any co-occurring mental health disorders which are currently being treated or may need treatment?
- What level of support do you have from family or friends?
Not every addiction or drug of abuse is treated the same. Abuse of certain drugs, like alcohol, benzodiazepines, and opioids, can lead to severe physical dependencies. Treating the physical addiction is the first step within effective addiction treatment, a process which occurs within a medically-supervised detox.
Detoxing within a safe environment, with the support of medication-assisted treatments and compassionate staff, protects your body as it cleanses and eases the symptoms of withdrawal. If you require a medically-supervised detox, consider choosing a facility which offers this service alongside of inpatient rehab.
Selecting a program which offers both components of treatment increase treatment retention rates, patient response to treatment, and treatment effectiveness. Your time within rehab works to treat the psychological addiction, with a specific focus on uprooting any negative thoughts, emotions, and behaviors which enforce unhealthy patterns of addiction.
Therapy and counseling form the axis of this care. Individual, group, and family support sessions address the impact of the addiction holistically, so that a person’s mental, emotional, and even spiritual states are strengthened. In addition to psychotherapy, peer support, and alternative treatment methods will be blended to provide you with individualized, life-changing care.
Find A Rehab Center That Accepts Anthem Health Today
Insurance terminology and restrictions can be intimidating. Don’t let these things, or the price of treatment, dissuade you from getting help.
Our treatment specialists are highly-trained in all the matters of substance abuse and addiction treatment which matter most to you, including insurance concerns. We’ll work closely with your insurance provider and the treatment facility of your choice to make sure everything’s taken care of before you arrive. With our help, you can learn how to beat a drug or alcohol addiction, find greater fulfillment within your life, and obtain a healthier state, both physically and mentally.
If you have any more questions on drug abuse or addiction, or how your Athem Insurance can help you begin the treatment process, contact us today