Can You Use Your ComPsych Plan To Pay For Addiction Treatment?
ComPsych provides employee assistance programs (EAPS) within the US and internationally. These programs support workers on mental and emotional levels so that they can have a better quality of life. An EAP can provide help during substance abuse. However, quite often more resources, including comprehensive insurance coverage, may be needed to help pay for drug rehab.
If you’re seeking treatment either for yourself or a loved one, chances are the addiction has become quite serious. Because of this, it’s important to take the right steps while you’re planning for treatment. This begins with creating a solid financial plan. Fortunately, we can help. Our staff can help you to determine exactly how your ComPsych EAP and other insurance (if any) can combine to fund, either in part or full, your drug rehab. We’ll help you to research your options and contact the facilities you’re interested in to see if they accept ComPsych and/or your insurance carrier.
What Is An Employee Assistance Program?
Employee assistance programs are provided by employers to their staff. The United States Office of Personal Management (OPM) writes that:
an Employee Assistance Program (EAP) is a voluntary, work-based program that offers free and confidential assessments, short-term counseling, referrals, and follow-up services to employees who have personal and/or work-related problems.
These programs work with you during various trying life circumstances, including substance abuse. These work-based interventions seek to identify problems within an individual’s life that impair their quality of life and subsequently their job performance. Once these problems are identified, the EAP helps to resolve them, while also bringing balance, improved functionality, and greater fulfillment to a person’s life.
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Can A ComPsych Employee Assistance Program Help With Substance Abuse?
Substance abuse takes a vast toll on a person’s physical, mental, and emotional states. If you have a ComPsych EAP, it could help support you as you overcome your addiction. ComPsych’s goal is to create enhanced wellness and well-being for the staff of the companies they provide EAPs to.
ComPsych helps to manage behavioral health concerns. They also provide assistance during periods where individuals need to use The Family and Medical Leave Act (FMLA) due to an absence (such as that which occurs due to drug rehab). While not a traditional health insurance program, ComPsych does offer limited services which could help you if you’re in need of substance abuse care.
The OPM elaborates on the purpose of an EAP in general, noting that:
EAPs address a broad and complex body of issues affecting mental and emotional well-being, such as alcohol and other substance abuse, stress, grief, family problems, and psychological disorders.
As you can see, an EAP can help support many of the underlying problems which contribute to addiction. Many of these issues such as family problems and psychological disorders may also be aggravated or even caused by substance abuse. An EAP can be useful to supplement other resources as you’re working towards sobriety. If you’re unable or unwilling to seek rehab right away, the counseling services provided by an EAP can help you to manage concerns related to your addiction.
However, it’s important to remember that while counseling is an essential part of effective treatment, for most people it’s not a stand alone measure. Counseling should be part of an individualized, holistic program. That is, it should be offered alongside of various behavioral therapies, medication-assisted treatment, and other import treatment modalities. For these reasons, we recommend that you look to other financial resources so that you can enter into a drug rehab program which offers comprehensive care.
How Do I Know What Type Of Treatment I Should Seek?
Drug addiction treatment isn’t one-size-fits-all. Looking at it this way can actually prevent you from obtaining the maximum amount of success on your quest for sobriety. Addiction develops due to unique factors within an individual’s life. The best programs realize this and adapt their treatment to fit a person’s exact circumstances. With this said, you might wonder type of program is best for you.
First, you need to consider the addiction. Ask yourself the following questions:
- What substance is the person using?
- How long have they used for?
- How much can you afford?
- How much time can you take away from your job, family, or other responsibilities?
In combination, all these factors should come into play as you’re forming a treatment plan.
Outpatient programs work for individuals who may not be able to take time away from their job or family. But this format doesn’t provide the intensive around-the-clock care that inpatient programs do. Outpatient programs work well after an individual leaves an inpatient program, or if a person has experienced a minor relapse. Inpatient programs offer the highest level of care, especially for those who struggle from severe addictions, such as to alcohol or opioids.
Within an inpatient program, a person resides on site at the facility for 28 to 30, 60, 90, or more days. This residential care removes the negative influences which could trigger substance abuse. It also gives you access to highly-trained addiction support at any hour of the day.
With so many options today, it can be difficult to know which program is best for you. Our expert staff can take the guesswork out of this process. We will help you to find a drug rehab which offers you the highest level of individualized care for your needs.
What About The Cost Of Treatment?
Treatment can become quite expensive, but cost shouldn’t deter you from pursuing what could be life-saving care. Though it’s easy to look at the price tag of treatment and only consider it in the short term, you need to take a step back and equate it into the bigger picture.
Drug and alcohol addictions can also be quite pricey. And if you don’t get treatment, all the expenses linked to this damaging lifestyle will continue to accrue.
For example, prolonged substance abuse leads to:
- Loss of pay due to decreased work productivity or job loss
- Child care costs to cover time when the individual is too intoxicated or sick from substance abuse to care for their child.
- Increased medical bills due to substance-related illness and disease
- Legal fees from substance-related court costs, fines, tickets, etc.
- Spending large amounts of money over time on the actual substance itself
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If a person continues to drink or do drugs, these effects add up quick. This can accrue to a total which is far most costly over time than paying for treatment. The National Institute on Drug Abuse backs this up by reminding us that:
Drug addiction treatment has been shown to reduce associated health and social costs by far more than the cost of the treatment itself.
Consider All Your Financial Options
Even with this knowledge, you might still be overwhelmed and uncertain about how to cover treatment costs. In addition to your EAP and any other insurance coverage, there are a variety of ways to help pay for treatment, including:
- Loans or financial gifts from family and friends
- Personal loans
- Scholarships and grants
- Sliding fees
- Financing options
- Medical credit cards
- Crowd funding
Once you’ve assembled all your resources, it’s time to start building a plan.
Find A Rehab Center That Accepts Your ComPsych Plan Today
Good treatment begins with a strong plan. If you’d like to learn more about how OpioidTreatment.net can help you to utilize your financial resources to obtain treatment, contact us now. Your call is confidential.